Make Moves With These Apps
I subscribe to money magazine mainly because I don't have any money (smile) and I read a great article about saving money. I discovered the same article online on Time.com and I thought I would share it; 36 apps That Will Save You Money.
Now, I am very familiar with many of these apps on the list, but there are three apps that I love and one app that did not make the cut, but I still love it. Three apps in the article that I highly recommend are Mint, Betterment and Amazon. The app that did not make the cut that I know you will love is Acorns.
Mint is an easy to use budgeting app that allows you to track every financial transaction that occurs. There are graphs and suggestion on the app that allows you to manage your money better. I get bill reminders and I can track my financial goals as well.
Betterment is for the non-investing investor. It's perfect for individuals who may be thinking about investing, but they might not know where to begin. Based on some basic questions, Betterment will invest your money in exchanged-traded funds (ETFs) and manage it automatically. The best savings rate is around 1.05%; I'm currently getting 5.7% with Betterment without thinking about it.
Amazon is a no brainer. You can view and compare prices which is a cost savings in itself when it comes to shopping. Also, the Amazon Dash Buttons are a life (and money) saver.
Acorns is an awesome app and it should have made the cut. It's not going to get you rich, but it will allow you to save your spare change electronically. Acorns is partnered with certain vendors and if you make purchases through those vendors, those vendors will invest a percentage of your purchase in Acorns. Also, you can invest weekly. I started at the end of January and I have racked up just under $500 in spare change and vendor investments.
Everyone could stand to save some cash, even if it's just spare change.